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Global Asset Protection Services, LLC, XL Catlin Services SE and their affiliates (“¾ÅÉ«ÊÓƵRisk Consulting”) provide loss prevention and risk assessment reports and other risk consulting services, as requested. In this respect, our property loss prevention publications, services, and surveys do not address life safety or third party liability issues. This document shall not be construed as indicating the existence or availability under any policy of coverage for any particular type of loss or damage. The provision of any service does not imply that every possible hazard has been identified at a facility or that no other hazards exist. ¾ÅÉ«ÊÓƵRisk Consulting does not assume, and shall have no liability for the control, correction, continuation or modification of any existing conditions or operations. We specifically disclaim any warranty or representation that compliance with any advice or recommendation in any document or other communication will make a facility or operation safe or healthful, or put it in compliance with any standard, code, law, rule or regulation. Save where expressly agreed in writing, ¾ÅÉ«ÊÓƵRisk Consulting and its related and affiliated companies disclaim all liability for loss or damage suffered by any party arising out of or in connection with our services, including indirect or consequential loss or damage, howsoever arising. Any party who chooses to rely in any way on the contents of this document does so at their own risk.

Global Disclaimer
The information contained herein is intended for informational purposes only. ÓÈÎïÊÓƵcoverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. This summary does not constitute an offer, solicitation or advertisement in any jurisdiction, nor is it intended as a description of any products or services of AXA XL.
¾ÅÉ«ÊÓƵis a division of AXA Group providing products and services through three business groups: ¾ÅÉ«ÊÓƵ¾ÅÉ«ÊÓƵ, ¾ÅÉ«ÊÓƵReinsurance and ¾ÅÉ«ÊÓƵRisk Consulting. In the US, the ¾ÅÉ«ÊÓƵinsurance companies are: ¾ÅÉ«ÊÓƵÓÈÎïÊÓƵCompany Americas, Greenwich ÓÈÎïÊÓƵCompany, Indian Harbor ÓÈÎïÊÓƵCompany, XL ÓÈÎïÊÓƵAmerica, Inc., XL Specialty ÓÈÎïÊÓƵCompany and ¾ÅÉ«ÊÓƵExcess & Surplus Lines ÓÈÎïÊÓƵCompany. In Canada, insurance coverages are underwritten by XL Specialty ÓÈÎïÊÓƵCompany - Canadian Branch. In Bermuda, the insurance company is XL Bermuda Ltd. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

AXA, the AXA and XL logos are trademarks of AXA SA or its affiliates. © 2026. Information accurate as of March, 2026.