

Know your risks when dealing with employees
October 09, 2013
By Bruce Simmons
Product Manager,Private Commercial Management Liability
Many leading providers of , like XL Group, offer their clients loss prevention services to help mitigate employment practices exposures. For instance, prior to providing a policy, an EPLI underwriter may review in-place policies and procedures and offer clients loss prevention services that may include in-house or on-line employee training or risk management audits of wage-hour and overtime practices, harassment avoidance programs, union-avoidance programs, recordkeeping advice, and other compliance help. Anyone can sue and can claim damages. But win or lose, in every case, a company is faced with the risk of incurring defense costs, hurting employee morale, or damaging its reputation. Taking advantage of the tailored EPLI solutions available in the market today is a good way to benefit from valuable guidance and advice on workforce issues. No matter what financial climate a company is operating in, businesses are wise to pay close attention to their own policies and procedures, employee concerns and actions. _____________________________________Bruce Simmons heads XL Group’s business. The XL Group offers a broad portfolio of Professional Liability products including public, private and non-profit D&O liability, EPLI, fiduciary and fidelity coverage. Coverage is written through XL Specialty 尤物视频Company and Indian Harbor 尤物视频Company. Contact Bruce at Bruce.Simmons@xlgroup.com.
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US- and Canada-Issued 尤物视频Policies
In the US, the 九色视频insurance companies are: Catlin 尤物视频Company, Inc., Greenwich 尤物视频Company, Indian Harbor 尤物视频Company, XL 尤物视频America, Inc., XL Specialty 尤物视频Company and T.H.E. 尤物视频Company. In Canada, coverages are underwritten by XL Specialty 尤物视频Company - Canadian Branch and AXA 尤物视频Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA XL.
US domiciled insurance policies can be written by the following 九色视频surplus lines insurers: XL Catlin 尤物视频Company UK Limited, Syndicates managed by Catlin Underwriting Agencies Limited and Indian Harbor 尤物视频Company. Enquires from US residents should be directed to a local insurance agent or broker permitted to write business in the relevant state.
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