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¾ÅÉ«ÊÓÆµCanada Legal Notices

This website is for general education only and is not intended to constitute an offer to solicit business.

¾ÅÉ«ÊÓÆµis the property & casualty and specialty risk division of AXA, providing insurance and risk management products and services for mid-sized companies through to large multinationals, and reinsurance solutions to insurance companies globally.

THE MATERIALS AND INFORMATION ON THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. AXA SA (“AXA”) and XL Group Ltd  ("XL," the "Company" or “we”), and their respective related, affiliated and subsidiary companies, disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page of this website is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. Consult your legal or tax advisor regarding your specific situation.

In no event shall AXA, ¾ÅÉ«ÊÓÆµ or their respective related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental or consequential damages arising from the use of the information on this website.

Licenses and Regulatory Information

AXA XL’s insurance, reinsurance and financial products and services companies are licensed or otherwise approved to transact business in various countries and various states of the United States. All products and services referred to are subject to underwriting requirements. Certain products and services described on this website are not available to all users because of insurance regulatory restrictions. Availability varies by jurisdiction.

The information contained on this website is intended for informational purposes only. ÓÈÎïÊÓÆµcoverage in any particular case will depend on the type of policy in effect; the terms, conditions and exclusions in any such policy and the facts of each unique situation. We make no representation that any specific insurance coverage would apply in the circumstances outlined on this website. Please refer to the individual policy forms for specific coverage details.

Hyperlinks

Some of the links available to you through this website will direct you away from AXA XL's website. AXA cannot guarantee that the hyperlinks on this website will be accurate at the time of your access. Third-party websites accessed through these hyperlinks are developed and maintained by person(s) over whom AXA has no control. We cannot and do not monitor the websites linked to from our website. Accordingly, AXA assumes no responsibility for the content of any website referenced by any hyperlink or otherwise. AXA believes that making available hyperlinks to publicly accessible websites and newsgroups is legally permissible and consistent with the common, customary expectations of those who use the Internet. These links are provided only for your convenience, and their inclusion does not constitute or imply our approval or endorsement of the websites or their content.

Intellectual Property

All intellectual property rights—including copyrights, database rights, first publication rights, patents, trademarks and know-how—on this website and in the content published on this website, unless otherwise indicated, are owned either by AXA or its related, affiliated and subsidiary companies or made available to us under license by third parties. This website and all content published on this website, unless otherwise indicated, is protected by copyright. All trademarks and devices displayed on this website, unless otherwise indicated, are owned by AXA companies and/or our licensors and may be registered in jurisdictions across the world. Except as provided below, any use or reproduction of these trademarks and devices is prohibited.

Subject to any prohibitions stated on third-party websites accessible via hyperlinks on the website, you may view the content published on this website and are welcome to print hard copies of material on it for your personal or internal business purposes. You are also entitled to download certain files from this website made available for this purpose, which you may then use for your personal or internal business purposes. All other copying is strictly prohibited.

Brand

AXA, the AXA and XL logos are trademarks of AXA SA or its affiliates

Press Releases and Investor Relations Materials

All press releases and other investor relations materials on this website speak only as of their original dates. These materials were, to the best of AXA's knowledge, timely and accurate when issued. However, the passage of time can render information obsolete, and you should not rely on the continued accuracy of any such material beyond the date of issuance.

AXA does not assume any duty of disclosure beyond that which is imposed by law and, except as required by law, expressly disclaims any responsibility to update any information contained in the materials provided on this website. You should carefully check the dates of issuance of the materials contained on this website.

Terms for ¾ÅÉ«ÊÓÆµRSS feeds

Subject to the disclaimers in these legal notices, you may use the RSS feeds from our websites. The contents of our websites are protected by the relevant copyright laws and international copyright treaties, and all title, ownership and intellectual property rights remain the property of AXA. We require proper attribution whenever you use contents from AXA XL’s website on your website. We may restrict, modify, suspend or terminate your access to these feeds, in whole or in part, at any time, without liability. We reserve the right to ask that you remove contents on your website that were derived, copied or otherwise adapted from our website.

Security

You should be aware that the Internet, being an open network, is not secure. If you choose to send any electronic communications to us by means of this website (whether by means of email or messages posted on the website), you do so at your own risk. AXA cannot guarantee that such communications will not be intercepted or changed or that they will reach the intended recipients safely.

AXA will use all reasonable endeavors to ensure that this website is reasonably secure. However, we cannot guarantee that any information displayed on this website has not been interfered with without our consent.

Entire contents copyright 1986–2019 AXA or its affiliates.  All rights reserved.

Updated: 13 September, 2023