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Reinsurance
Explore our offerings
Explore our offerings
 

We’re leading with purpose

To us, insurance is a force for progress. Today, risks are ever changing. Threatening progress for businesses, society and protecting our planet. We exist to understand risk and help businesses move forward.

We’re driven to help your business adapt and thrive amidst change. We can help you harness new technologies and leverage insights that provide clarity about your risk, at any moment in time. We’re your global partner in risk.

We go beyond silos, into holistic insurance programmes. Able to serve so many parts of your business here in the UK and all around the world. So your business can go beyond the unexpected.

No. 1

We’re part of the No.1 P&C commercial lines insurance platform*

Excellent Consistently outstanding service quality

Proud recipient of the 2025 Claims Service Quality Marque**

1,400

UK-colleagues committed to serving our clients, brokers and coverholders

* Based on revenues for ¾ÅÉ«ÊÓÆµand AXA GI commercial business combined
**Awarded by Consulting, the independent insurance research consultancy, based on broker research

Our Multinational ÓÈÎïÊÓÆµcoverages and benefits

With over 40 years of experience, we have extensive knowledge in structuring multinational insurance solutions - underwriting, implementation, claims service, and risk consulting, providing coverage across 20+ products - one of the most comprehensive offerings in the market.

Whether you need standard terms or customized coverage, we can tailor our solutions to fit your business needs. We manage every part of your multinational insurance solution, so you always know where, what, and how you’re covered—and what it’s costing you. It’s end-to-end transparency.

Our risk appetite: how we can meet your needs

From mid-sized to multinational clients, ¾ÅÉ«ÊÓÆµÓÈÎïÊÓÆµoffers more than 30 lines of business including: Accident & Health, Casualty, Construction, Cyber, Environmental, Life Science, Marine, Motor and Property insurance.

We’re also a leading player in Specialty insurance, including: Aerospace, Credit & Bond, Crisis Management & Special Risks, Fine Art & Specie and Political Risk offering delegated authority solutions in many of our classes.

To find out how we can meet your needs, download our capacity guide here:

Outstanding client experience

We're committed to having underwriting representation from each product line present at our London office or our box at Lloyd’s every day of the working week to make sure we're available to you, our clients, brokers and coverholders, when we’re needed.

We’re leaders in our field

As the specialist risk division of AXA Group, we’re one of the few global carriers that can offer a comprehensive range of insurance products to businesses of every kind and size. We're leaders in our field and combine the capacity, capabilities and financial strength of a large international organisation with the innovation and expertise of a specialty focused insurer. Scale you can use to your advantage.

We offer deep knowledge and expertise across more than 30 lines of business, spanning from Property & Casualty insurance (covering both Retail and Wholesale), Marine, Energy & Aerospace, to Specialty. Giving you access to the latest product innovation to meet your needs.

Property

Property

Your valuable commercial property, plants and machinery need protection against an array of existing and emerging risks. Let’s partner together to take your business further.

Casualty

Casualty

Primary and Excess, from domestic to international business - Across most industries, regions or types of coverage, simple or complex, we’ve got you covered.

Specialty

Specialty

From aircraft to automobiles. Equine to Fine Art. Space to Marine. If you need help managing your businesses specialty risks, speak to ¾ÅÉ«ÊÓÆµabout our wide range of solutions.

Marine

Marine, Energy and Aerospace

Our Marine, Energy & Aerospace lines operate individually, under one strategic division.

Cyber

Cyber & Data Protection

We offer flexible cyber products, covering privacy, network, media, errors & omissions, and more. We partner with you to create solutions that meet clients’ needs. Have a unique risk? Let’s talk.

Discover our Mid-market solutions

Through our empowered regional underwriting teams, our property, casualty and specialty insurance products combine broad cover with excellent client service to help businesses minimise the financial impact of a covered claim and recover quickly. Working together with Distribution, Claims and Risk Consulting, we combine the strength and scale of ¾ÅÉ«ÊÓÆµwith the local expertise and knowledge required to meet your needs.

Exceptional Claims and Risk Consulting Services

Our experienced claims professionals are specialised by line of business, industry, and region. We understand the nuances and unique challenges of local jurisdictions and are locally empowered to address and resolve claims promptly and fairly. Learn more about how our claims services can support your businesses HERE.

Our Risk Consultants have access to the latest emerging risk research and peer benchmarking, giving you access to industry-leading analytics to help you identify your most significant risks, quantify their impact, and determine the best strategies to move forward with confidence.

Protecting your transition business, for a sustainable and prosperous tomorrow.

The challenges created by the global energy transition call for new thinking.

Whether you are an energy provider, in an industry involved in supporting the transition, or transitioning your business towards net zero, AXA XL’s innovative insurance products and solutions go beyond protection, embracing prevention.

Meet the team

A headshot of Elie Hanna
Elie Hanna
Chief Distribution Officer, UK & Lloyd’s
elie.hanna@axaxl.com
A headshot of Tim Smith
Tim Smith
Head of Client Management, UK & Lloyd’s
timothy.smith@axaxl.com
A headshot of Hannah Hosking
Hannah Hosking
Head of Mid Market, UK & Lloyd’s
hannah.hosking@axaxl.com
A headshot of Allan Murley
Martin Kilshaw
Head of Broker Management, UK & Lloyd's
martin.kilshaw@axaxl.com

Contact our UK & Lloyd's Underwriting, Claims and Distribution teams

Expert Insights

performance insurance

The move to renewables, how innovative insurance coverage can take on tech risk


The drive to find cleaner energy sources is prompting greater investor interest in renewable energy projects.

Read more
motor, innovation

Changing gears: The evolution of risk management for commercial vehicle fleets


For many years now, the underwriting of fleets of commercial vehicles has been an annual, often price-based, transactional deal.

Read more
Keep on learning

Keep on learning; how we can help our industry raise the bar


Learning and development plays a crucial role in readying our industry for the challenges ahead.

Read more
All customers are at risk of becoming vulnerable at any time due to a change in circumstances. For assistance for vulnerable customers
please visit

This summary does not constitute an offer, solicitation or advertisement in any jurisdiction, nor is it intended as a description of any products or services of AXA XL. ¾ÅÉ«ÊÓÆµis a division of AXA Group providing products and services through three business groups: ¾ÅÉ«ÊÓÆµ¾ÅÉ«ÊÓÆµ, ¾ÅÉ«ÊÓÆµReinsurance and ¾ÅÉ«ÊÓÆµRisk Consulting.
AXA, the AXA and XL logos are trademarks of AXA SA or its affiliates. © 2025

Talk with us

You are contacting ¾ÅÉ«ÊÓÆµ the P&C and Specialty division of AXA. We provide Re/ÓÈÎïÊÓÆµto mid-sized and multinational companies, and some high-net-worth individuals.

If your enquiry pertains to personal insurance, please .

The controller of your personal data is the ¾ÅÉ«ÊÓÆµcompany you wish to contact with your request. The privacy policy applicable to this company can be found at: /privacy-notice

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