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Cyber ÓÈÎïÊÓÆµCoverage

Europe & APAC

In today’s hyper-connected world, cyber threats rank among the most critical risks for businesses of all sizes across Europe and the Asia-Pacific region. From data breaches to ransomware attacks, the frequency and sophistication of cyber-attacks continue to escalate—making comprehensive cyber insurance essential for long-term resilience.

At ¾ÅÉ«ÊÓÆµ we offer tailored cyber insurance solutions designed to help organizations across diverse industries manage and mitigate cyber risk. Our modular cyber and data protection policy provides broad protection for both first-party losses and third-party liabilities. Along with these extensive and flexible coverages, we deliver a range of services to help you prevent cyber-attacks and respond swiftly and effectively if your business is targeted. With deep expertise in cybersecurity and risk management, ¾ÅÉ«ÊÓÆµhelps you stay one step ahead of evolving digital threats.

CYBER COVERAGE

Our cyber insurance policy offers comprehensive protection against the most pressing digital threats, helping businesses manage cyber risk with confidence.

Third party liability:

  • Data breach security and privacy liability
  • Media internet communications

First party losses:

  • Business interruption and extra expense
  • Loss / destruction of electronic assets
  • First party incident responses including IT forensics, notification costs, call center and PR expenses
  • Privacy regulatory defense costs and coverage of regulatory fines and penalties (where insurable by law) arising from a privacy or security wrongful act
  • Data restoration
  • Cyber extortion

We can also add cyber and data protection coverage to communications, media and technology companies either on a standalone basis or as part of a broader professional indemnity policy.

Benefits and Services

What makes our cyber policy different?

Our policy form is easy to read and navigate. Our policy includes broad terms and extensive cyber coverage for continuous and evolving cyber risks. More specifically, the policy provides for:

  • Expanded privacy and security coverage to include confidential business information in addition to personally identifiable information and protected health information
  • Enhanced privacy regulatory coverage, including any fines and penalties assessed (where insurable by law) arising from a privacy or security wrongful act
  • One coverage grant for data breach response and crisis management costs, including voluntary notification and the costs of a PCI forensic investigator to conduct an audit after a breach or suspected breach
  • Coverage for PCI fines and assessments available by endorsement
  • Coverage for a wide range of business interruption trigger (including outsource service providers) available by endorsement

Post breach response partners

As part of our Cyber coverage, we provide access to best-in-class breach response services with specialized teams who are ready to help 24/7. They specialize in:

  • IT forensics
  • Incident response
  • Forensic accountancy
  • Cyber extortion management and payment
  • Public relations
  • Legal advice / support
  • First notification of loss
  • Identity protection
  • Regulatory notifications
  • Public Notifications including call center

These services support our clients with end-to-end cybersecurity protection—from incident identification to post-breach recovery.

¾ÅÉ«ÊÓÆµCyberRiskConnect: Expanded Coverage and Superior Incident Response

¾ÅÉ«ÊÓÆµis dedicated to helping clients strengthen their preparedness and response to cyber events. That’s why we developed ¾ÅÉ«ÊÓÆµCyberRiskConnect, our enhanced cyber and technology insurance solution. Designed with clarity and flexibility in mind, this policy offers expanded coverage for emerging cyber risks combined with end-to-end cybersecurity support.

As part of this offering, clients have access to Cyber Incident Response Services, delivering 24/7/365 support from experienced providers who guide them through every phase of a cyber event—from notification to resolution.

CyberRiskConnect Product Sheet APAC & Europe

Cyber Incident Response Services Brochure APAC & Europe

Cyber ÓÈÎïÊÓÆµEndorsement for the Construction Industry

As construction companies increasingly rely on digital tools—from AI and 3D modeling to IoT and supply chain platforms—their exposure to cyber threats grows. Recent cyber-attacks targeting construction firms have resulted in significant delays, business disruptions, financial losses, and damage to reputations.

Recognizing these unique risks, ¾ÅÉ«ÊÓÆµoffers a specialized Construction Endorsement within our CyberRiskConnect policy, tailored for the construction sector in Europe and APAC. This targeted coverage helps mitigate the financial impact of cyber incidents helping construction firms stay resilient and keep projects on track.

Cyber Endorsement for Generative AI Risks

Data poisoning, regulatory violations and usage rights infringement are some of the risks that businesses may face when developing their own Generative AI models. To address these challenges, ¾ÅÉ«ÊÓÆµoffers a Generative AI Endorsement as part of the CyberRiskConnect policy, that extends coverage to mitigate specific Generative AI risks.

CyberRiskConnect Gen AI Product Sheet

FAQs Gen AI endorsement

Contact our Cyber Team for Europe and APAC

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. ÓÈÎïÊÓÆµcoverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. ¾ÅÉ«ÊÓÆµis a division of AXA Group providing products and services through three business groups: ¾ÅÉ«ÊÓÆµ¾ÅÉ«ÊÓÆµ, ¾ÅÉ«ÊÓÆµReinsurance and ¾ÅÉ«ÊÓÆµRisk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued ÓÈÎïÊÓÆµPolicies. In the US, the ¾ÅÉ«ÊÓÆµinsurance companies are: Greenwich ÓÈÎïÊÓÆµCompany, Indian Harbor ÓÈÎïÊÓÆµCompany, XL ÓÈÎïÊÓÆµAmerica, Inc., ¾ÅÉ«ÊÓÆµÓÈÎïÊÓÆµCompany Americas, XL Specialty ÓÈÎïÊÓÆµCompany and T.H.E. ÓÈÎïÊÓÆµCompany. In Canada, coverages are underwritten by XL Specialty ÓÈÎïÊÓÆµCompany - Canadian Branch and AXA ÓÈÎïÊÓÆµCompany - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

Talk with us

You are contacting ¾ÅÉ«ÊÓÆµ the P&C and Specialty division of AXA. We provide Re/ÓÈÎïÊÓÆµto mid-sized and multinational companies, and some high-net-worth individuals.

If your enquiry pertains to personal insurance, please .

The controller of your personal data is the ¾ÅÉ«ÊÓÆµcompany you wish to contact with your request. The privacy policy applicable to this company can be found at: /privacy-notice

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